ProAssurance Agency Announces Partnership with APMA
ProAssurance Agency and APMA have partnered to provide APMA members with business and personal insurance coverage.
Podiatric physicians have trusted PICA for their medical professional liability insurance needs for over four decades. You can get the same high-level service and quality for your other insurance needs through our dedicated in-house partnership with ProAssurance Agency.
ProAssurance Agency offers insurance access to a wide variety of additional insurance coverages that help protect your practice.
Commercial Lines Coverage:
- Business Owners/General Liability
- Workers' Compensation
- Commercial Umbrella
- Management Liability
- ERISA Bonds
- Cyber Liability
- Regulatory Risk/Medefense
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Business Owners / General Liability
General liability coverage, through a BOP, helps protect against claims for damages from bodily injury, or property damage costs resulting from your business operations. General liability also includes coverage for Durable Medical Equipment, Prosthetics, Orthotics, and Supplies (DMEPOS) for various healthcare professionals who use medical equipment to provide patient care to your patients.*
*Medicare will provide you with a letter if you are required to carry a bond for this purpose.
Workers' Compensation
Workers' compensation insurance can provide protection for you and your employees for accidents or diseases resulting from job-related incidents. Many states require employers with five or more employees to carry workers’ compensation.
Commercial Umbrella
Commercial Umbrella provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. Excess over your Primary Policies (i.e. Businessowners and Workers Compensation).
Management Liability
Management liability insurance is a package of insurance policies designed to protect a business and its directors, officers, board members, managers and administrators from lawsuits alleging mismanagement.
- Directors & Officers & Entity Coverage (D&O)
- Employment Practice Liability (EPLI)
- Fiduciary Liability
- Fidelity (Crime)
Cyber Liability
You can prepare for unexpected privacy breaches that may occur from the use of electronic equipment with a cyber liability policy. Privacy breaches can lead to identity theft. Third-party (cyber liability) coverage includes disclosure, content, and reputational injuries. First-party (cybercrime expense) coverage includes privacy notification expenses, crisis management, e-business interruption, and communication loss.
Regulatory Risk/Medefense
Regulatory Risk Protection or MEDEFENSE® Plus coverage for Recovery Audit Contractor (RAC) audit findings options include:
- Attorney and audit costs
- Payment for potential fines and penalties
- Defense costs
- Civil fines
- Penalty coverages:
- Health Insurance Portability and Accountability (HIPAA)
- Stark Law
- Emergency Medical Treatment and Labor Act (EMTALA)
Need Medical Malpractice Insurance?
Download our brochure for more information about the options that are available to you from PICA.
PICA is the nation's leading provider of medical professional liability insurance for podiatric physicians in the United States. For over 40 years, we have provided medical malpractice coverage while supporting and enhancing the podiatric profession through sponsorships, risk management seminars, and annual scholarships for podiatric medical students, to name a few.